MSTA offers a variety of discounts to its members to help them keep more of their hard-earned money. For more information about any of these discounts or services, call MSTA’s Member Care Center at 800-392-0532

Fashion Advantage Vision Plan, provided by Highmark’s Vision subsidiary, Davis Vision, Inc. With the Davis Vision program, administered by PISI, you will quickly and clearly “see” the benefits to being a part of the group. By enrolling you have the availability of comprehensive vision benefits with competitive group rates. With the low cost to be a part of this program, participation easily pays for itself whether it be on the exam, glasses, contacts, the unconditional breakage warranty, or even the discounted laser vision correction. Coverage is available for you, your partner, and your dependents. For complete details on this benefit, please download the outline of benefits and vision application. For more information, call PISI at 1-800-382-1352.

Automatic Withdrawal Form

Learn more.

Comprehensive GROUP Dental Insurance administered by America’s premier dental insurer, United Concordia Companies, Inc. (UCCI), a subsidiary of Highmark Blue Shield. The price of a single service without insurance makes this plan easily pay for itself. For complete details on this benefit, please download the benefit summary. Members can download a printable dental application, as well as an authorization for monthly withdrawal form to help facilitate payments. For more information, please call PISI at 1-800-382-1352.
Plan Highlights
· No waiting periods
· Visit any dentist
· Same rate for everyone; cost doesn’t vary by ZIP code
· Portable coverage when you travel out of state or out of country
· Benefits are extended to family members
· Coverage is available for dependent children up to age 26 and handicapped dependents to any age
Network Dentists
· No claim forms
· More than 40% average savings off of provider fees
· Payment made directly to doctor
· Locations available nationwide
Non-Network Dentists
· Freedom of choice
· Payment made directly to patient
· All eligible plan services are covered, but at a slightly lower percentage

Learn more.

Outline of Benefits


Automatic Withdrawal Form

MSTA has partnered with to provide healthy lifestyle resources at a drastic discount so your family can live your healthiest life! Use code MSTACARES to receive a 50% discount on your family’s 12-month access. The regular $99 12-month access to LSF is now only $49 for all MSTA members. 

Missouri State Teachers Association Members now have special access to reduced home loan rates and fees.

  • $1,100 Instant Savings by Waiving the Origination Fee
  • Members-Only Rate Discounts
  • VIP Service for Missouri State Teachers Association Members

Our knowledgeable and experienced team of home loan experts is committed to providing you with VIP service. At PennyMac, we continually work to make sure the discounts offered to Missouri State Teachers Association members provide substantial savings. That means when you choose PennyMac, you’ll have access to lower rates and pay no loan origination fee.

Learn more and sign up.

Midwest Public Risk (MPR) is a member-driven, Self-Funded Pool offering the flexibility of self-funding benefits to school districts in Missouri and Kansas.

You can find more information here and here or call Scott Hefner at 888-657-0440.

MSTA members can enjoy a free hearing screening and some significant discounts on the purchase of hearing aids through our relationship with Hear In America.  Hear In America benefits include:

  • Free Annual Hearing Screening
  • 35 – 70% off of MSRP on hearing aids from All Manufacturers
  • 3 Year Warranty, 3 Year Loss and Damage Coverage, 3 Years of Free Hearing Aid Batteries, 3 Years Follow Up Care
  • 3,000+ Locations Nationally
  • Financing available12 Months Interest Free 

Call today! 1-800-286-6149 or

Save Up To 35% On Your Orlando Vacation! Orlando Employee Discounts offers Exclusive Pricing on Hotels & Vacation Homes in or nearby Disney World and Universal Studios Orlando! In addition, we are the Largest Wholesaler of Tickets for Disney World, Universal Studios Orlando, Sea World, and ALL Orlando Area Theme Parks and Attractions! Access your discounts now!

Members now have additional choices and a better way to access discounted auto, home, identity theft, legal and pet insurance. Power Benefits also gives MSTA members discounts on car rentals, hotels and more.

Complete list of discount categories:

Insurance Benefits

  • Auto Insurance
  • Home Insurance
  • Identity Theft
  • Legal Insurance
  • Pet Insurance

Additional Offers

  • Automotive
  • Beauty
  • Books & Media
  • Clothing & Accessories
  • Computer & Electronics
  • Education
  • Entertainment
  • Family
  • Finance
  • Food & Drinks
  • Games & Toys
  • Gifts & Flowers
  • Health & Wellness
  • Home & Garden
  • Hotels & Travel
  • Office
  • Sporting Events
  • Sports & Fitness
  • Student Loan Refinance
  • Telecommunications
  • Theme Parks

Learn more.

Trafalgar, a global leader in guided vacations, is proud to offer MSTA Members and their travel companions an exclusive discount on the land price of your trip. With over 70 years of experience, travel is our passion. Our travel specialists create hand-crafted itineraries for stress-free guided vacations, filled with richer experiences. Choose from over 200 worldwide trips across Europe, North, Central and South America, Asia, Australia, New Zealand and Iceland. There are a variety of vacation styles to suite any type of traveler, so find your perfect vacation today!

Benefits include:

  • 10% off the land portion of any guided vacation
  • 10% off any transfers to/from the airport in the arrival/departure cities of the trip
  • 10% off any pre/post accommodations
  • 5% off airfare

Visit to search vacations and call (877) 659-1673 to book your trip.

As an MSTA member, you can save on your family’s Sprint bill.  Be sure to check out this flyer on a new promotion (as of Fall 2019) Sprint is offering to Missouri educators. Current and new Sprint customers can visit to get a discount on their service.

Columbia College now offers a 10% tuition discount to active MSTA members.

Learn More »

INTRODUCING THE NEW MSTA VISA REWARDS CREDIT CARD FROM COMMERCE BANK Apply for your MSTA Visa Rewards Credit Card today! MSTA and Commerce Bank are excited to offer you the new MSTA Visa® Rewards credit card. The new and enhanced credit card provides our members with the value and convenience they deserve, while featuring a low introductory rate and no annual fee.

Learn More »

Commerce Bank is pleased to offer you a special employee/member banking benefit that is designed to help you save time and money! Benefits Banking is a preferred banking program for all Missouri State Teachers Association employees/members that gives you access to the best personal banking services that Commerce Bank offers.

Learn More »

Save up to 17% on your AT&T bill with the MSTA discount.

Learn more.

Auto Insurance Tailored for the Way You Live Today

Liberty Mutual has partnered with MSTA to offer members exclusive savings on auto and home insurance. That means you get quality coverage, expert advice, and personalized service at a special discounted rate. You could also enjoy our many money-saving opportunities catered to your lifestyle, including our New to Liberty, Newly Married, New Move, and Hybrid Vehicle Discounts.*

Call 844-652-2350 or visit Liberty Mutual to learn more or get a free quote.

*Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

MSTA members SAVE at Choice Hotels International®! Great Brands…Comfort Inn®, Comfort Suites®, Quality®, Sleep Inn®, Clarion®, Cambria Suites, MainStay Suites®, Suburban Extended Stay Hotel®, Econo Lodge® and Rodeway Inn® brands and Ascend Collection® properties.

Contact the MSTA Member Care Center to receive the promotional code for these discounts and benefits:

  • Discount at more than 6,000 participating locations worldwide!
  • Convenience of booking via the reservation number 800-258-2847 or by going to
  • If you do not already belong to the Choice Privileges program go to to join today to earn point towards free room nights, airline miles and more in addition to your MSTA discount!
  • Subscribe to the SOS Sentinel, a complimentary e-newsletter, to get the news about promotions, Choice Hotels International property information, new features and more! Please make sure to note that you are an MSTA member.

Learn More »

K-12 teachers qualify for a 20% discount on books for the classroom at Barnes & Noble. To qualify, you need proof of employment (teacher’s ID or pay stub) and one other form of identification. Discounts do not apply to magazines, special orders and some other categories.

Learn More »

AAA is proud to offer MSTA members discounted subscriptions on their classic, plus and premiere plans!

AAA Retail Price Per Plan MSTA Member Price Per Plan Savings Per Plan for MSTA Members
Classic – $59 $44 $15 Savings (25%)
Plus* – $86 $58 $28 Savings (36%)
Premiere* – $111 $83 $28 Savings (25%)

*Optional coverage can be added to these plans to include RV and motorcycles

AAA membership can more than pay for itself with great benefits including:

  • 24-hour Roadside Assistance
    • You are covered in any car, SUV or pickup truck, any time time, day or night, even if you’re not the driver!
    • Just one tow could save you up to $75!
  • Free Shopping Discounts
    • Take advantage of discounts of up to 30% on apparel, shoes, dining, electronics, entertainment and more!
  • Free Identity Theft Protection
    • You receive email alerts of key changes detected on your Experian credit report as well as fraud resolution support
  • Full Service Leisure Travel Agency
    • Take advantage of special, member-exclusive perks such as shipboard credits and free excursions.

Click here for a printable flyer with additional details on the discounts available to MSTA members.

To start saving today, please contact MSTA’s official contact with AAA:

Bradley Collins
Direct – 318-658-3300

*Please Note, this specific discount can only be applied by contacting Bradley Collins and cannot be applied by your local AAA office.