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Legal Services

Legal Services

Legal protection
MSTA has a full-time Legal Services Department and a network of attorneys throughout Missouri to assist members with school employment-related issues. In addition, MSTA’s field service coordinators receive special training and instruction on the legal issues that routinely affect members.

Benefits include:
   • $2 million liability insurance as part of annual dues.
   • Free legal consultation from MSTA's Legal Services Department.
   • Network of attorneys.
   • Free workshops regarding teacher rights/teacher liability.

MSTA will provide representation:
   • At school board meetings.
   • For teachers during meetings with principals.
   • For teachers during meetings with superintendents.
   • During meetings with Division of Family Services.

Liability insurance

A $2 million occurrence-based liability insurance policy is included as a benefit with membership in MSTA.

AD&D coverage
MSTA membership includes a $10,000 accidental death and dismemberment policy that covers members 24 hours a day. This protection is included as a membership benefit for accidents that occur anywhere, any time.

Examples of coverage:
   • loss of life ($10,000)
   • loss of both hands or feet ($10,000)
   • loss of sight in both eyes ($10,000)
   • loss of sight in one eye ($5,000)
   • loss of hearing ($5,000).

All benefits reduce by 50 percent at age 70.

Supplemental coverage available.